End of January total: $28,908
I was short on the end January goal ($29,106) by $198.
Last 2 weeks of saving didn't do me justice because I exceeded the mid January goal by $118.
That means I went over budget the last 2 weeks by over $300. This makes sense because I went to Reno for a bachelor party and Ski/Snowboarded for 2 days AND I also bought a new prime lens for my Nikon d40x.
New goals for February:
2009 MID February goal: $29,708
2009 END February goal: $30,508
Friday, January 30, 2009
Friday, January 16, 2009
Monday, January 5, 2009
2008 Q4 Financial Update
| Assets | Value | Vs. Last Quarter | Change |
| Cash Savings | $27,506 | $21,000 | $6,506 |
| Brokerage | $5,672 | $3,000 | $2,672 |
| 401k (Prev Company) | $1,198 | $1,417 | ($219) |
| 401k (Current Company) | $5,776 | $5,552 | $224 |
| Car (KBB Trade-in) | $18,075 | $20,350 | ($2,275) |
| Total Assets | $58,227 | $51,319 | $6,908 |
| Liabilities | |||
| Credit Card | $0 | ||
| Total Liabilities | $0 | ||
| Net Worth | $58,227 | $51,319 | $6,908 |
Without car value:
| Net Worth | $40,152 | $30,969 | $9,183 |
for KBB value, I do trade-in and "Good" condition, even tho the car is in excellent.
I want to start keeping track of Net Worth without the car value to evaluate my budget more efficiently, since I have no control of the depreciation of my car.
my previous post stated my goal of, "I should try to start saving $1600 a month (assuming theres only 2 paychecks and not 3). My new realistic goal is $800 per paycheck, which should be very possible. I need to stop spending money on golf! So bottom line: SAVE $4800 PER QUARTER."
This is still my goal. I am going to try to keep track biweekly to micromanage it a little more efficiently. I will be saving $800 every 2 weeks as mentioned before.
ESPP earned me $6100, so excluding that, I saved ~$3100. $1700 short of what I had wanted. I have been buying multiple flights to see my gf in Norcal. Applied for business school and paid a $500 on ASU W.P. Carey School of Business. $250 on the GMATs. $350+ on Application fees and transcripts. Christmas presents...etc etc. This quarter was costy.
2009 Q1 CASH GOAL: $27,506 + $4800 = $32,306
Monday, December 8, 2008
Thursday, October 2, 2008
2008 Q3 Financial Update
| Assets | Value | Vs. Last Quarter | Change |
| Cash Savings | $21,000 | $20,353 | $647 |
| Brokerage | $3,000 | $4,433 | ($1,433) |
| 401k (Prev Company) | $1,417 | $1,560 | ($143) |
| 401k (Current Company) | $5,552 | $5,174 | $378 |
| Car (KBB Trade-in) | $20,350 | $20,600 | ($250) |
| Total Assets | $51,319 | $52,120 | ($801) |
| Liabilities | |||
| Credit Card | $0 | ||
| Total Liabilities | $0 | ||
| Net Worth | $51,319 | $52,120 | ($801) |
Well I was short on the Q3 Goal of
Cash Savings $25,153
by $4,153
$2000 extra went to the asia trip and about $1700 for auto insurance (its still high from the Jeep incident) and $300 for DMV fees.
I still need to save $4800 PER QUARTER.
NEW Q4 Cash Savings Goal: $25,800 (stretch for $26,000)
this goal excludes ESPP gains.
Thursday, August 14, 2008
Wednesday, August 13, 2008
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